When ordering by credit cards, we enforce highest level of security to
protect our customers from unauthorized use of their credit cards. Please
read the following information carefully. If you have questions or not
sure whether your bank will be able to handle this transaction, please
contact us before ordering.
Card Security Code Validation Service
The Card Security Code (CSC) is a 3- or 4-digit number printed on the
back of a credit card (typically in the signature field). The number appears
only on the card itself (not on receipts or statements) so it can provide some
indication that the physical card is in the possession of the buyer. If the
CSC is submitted on the order form, the cardholder’s bank returns a Yes/No
response on whether the value matches the number on file at the bank.
Your bank Returns
Description
Our Action
Y
The submitted value matches the data on file.
Your order will go through normally.
N
The submitted value does not match the data on
file.
PC Skills will not accept this
transaction and void any charges and return a declined message to you.
X
The cardholder’s bank does not support this
service.
PC Skills will not accept
this transaction and void any charges and return a declined message to you.
Address Verification Service (Street Address and Postal Code Checking)
For US cardholders, the Address Verification Service (AVS) compares the
street address and zip code submitted with that on file at the cardholders bank.
Your bank may return any of the following results:
Your bank Returns
Description
Our Action
Y
Information submitted matches information on
file with cardholder's bank.
Your order will go through normally.
N
Information submitted does not match
information on file with the cardholder's bank.
PC Skills will try to
contact the buyer to verify the information manually before accepting the
transaction.
X
Cardholder's bank does not support AVS
checking for this information.
PC Skills will try to
contact the buyer to verify the information manually before accepting the
transaction.
